Trusted Online Payment Service
Send and receive payments worldwide. Fast, easy, and secure
Instant Top-Ups
No Limits
Trusted BINs
Payment stability guaranteed
Convenient Unified Wallet
Manage cash flow
Pay for digital tools and services
Process international payments
— and stay financially flexible
Currency Exchange (OTC)
exchange, and withdrawals
in the way that suits you
USDT — EUR — USD
Crypto
Processing
for your service
A fully automated solution with
a user-friendly interface and top-level security
Our Users Trust Us
We've answered the most common questions
Here you'll find answers to the most frequently asked questions
If there is no answer for your question, contact us — we'll quickly assist you in solving your task and find the best solution
Payniq allows you to make payments and receive funds without opening accounts in payment systems, as well as issue virtual cards for business expenses.
Our cards are designed for payments of advertising accounts, software, hosting, international services, and subscriptions.
Unfortunately, you will not be able to use them for purchases on marketplaces or online stores.
Simply go through a quick registration, provide minimal information about yourself and your company, and you're ready to go!
After confirming your email, you will gain full access to your personal account and be able to issue your first virtual card.
We do not charge fees for account top-ups or card issuance. Our fees are low and depend on the specific transaction:
- Currency conversion: from 1% to 1.5%.
- Card top-up: the fee is 3%.
- Withdrawal of funds: the fee ranges from 1.5% to 3%.
Please note that the fee for topping up the card is refunded upon withdrawal of funds.
We provide verified BINs from trusted providers. These BINs consistently work with all popular advertising accounts and online services.
Additionally, you have the option to enable the Exclusive BIN service for the most comfortable online payments.
We have developed an auto-replenishment feature with flexible settings. We also offer the ability to create teams and control spending limits for each team member. Our flexible reporting system will help you analyze and optimize your expenses.
